Mortgages

Let us help you find the best mortgage

Home & Manor have an inhouse independent mortgage broker partnership committed to finding you the best deal for your property purchase. Whether you’re a first-time buyer, remortgaging, or adding to your property portfolio, our trusted mortgage experts will make it as easy as possible to get the finance you need.

We’re here to help with all your mortgage and protection needs

  • Bespoke lending built around you

    We know everyone is different, so our brokers will work with you to understand your situation and circumstances before searching the whole market for suitable deals. As independent mortgage brokers, we’re not tied to any lenders, which enables us to access thousands of deals. It’s bespoke lending built around you.

  • Competitive mortgage rates

    Home & Manor’s whole-of-market mortgage brokers are independent, working closely with all UK lenders. Access to the whole market gives you the best chance of securing a competitive mortgage rate or life insurance policy product. In a changing market, specialists can provide you with the confidence you’re making the best mortgage choice.

Book a mortgage appointment today.

Home & Manor’s whole-of-market mortgage brokers are independent, working closely with all UK lenders. Access to the whole market gives you the best chance of securing a competitive mortgage rate or life insurance policy product. In a changing market, specialists can provide you with the confidence you’re making the best mortgage choice.

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Mortgages FAQs

Yes. We’re 100% independent mortgage brokers. This means we’re not tied to any single lender and instead can access the whole market to help you find the best mortgage deal. In a changing mortgage market, where interest rates are fluctuating, we can assess thousands of deals to find you a product that fits.

We pride ourselves on our personalised approach, building a mortgage product that suits you, your property, and your budget. We’ll work with you throughout the mortgage process, providing expert and independent advice and guidance, ensuring you fulfil all your requirements on time.

Our mortgage brokers can access all types of residential mortgages, including first-time buyer deals, remortgages, and buy-to-let products. It all begins with an initial mortgage appointment where you can discuss your requirements with our brokers. They’ll ask questions about your current circumstances, including deposit and financial situation, and if you have a property you need to sell. This will help them to narrow down appropriate deals, giving you a good idea of mortgage rates.

When you’ve identified a suitable mortgage product, they will work with you through the process, communicating closely with the lender to give you the best chance of success.

Absolutely! We specialise in providing first-time-buyer mortgages for all types of properties. Lending criteria have strengthened in recent years, which can make it tougher for borrowers unless they work with a broker.

At Home & Manor, we’ll listen to you and learn about your circumstances before discussing your options. We’re responsible mortgage brokers and will discuss mortgage affordability and your likelihood of being accepted for a mortgage deal.

The total amount you can borrow for a mortgage depends on various factors, including your income, deposit amount, and financial circumstances. During your initial mortgage meeting, our experienced brokers will ask questions to understand your current situation and provide details of available borrowing amounts.

We also offer life insurance products alongside our mortgages. Life insurance can provide financial security and protection for family members and loved ones if your circumstances change. Many mortgage buyers also invest in life insurance at the same time to ensure that any outstanding debt is settled in case the worst happens.

At Home & Manor, our trusted experts can provide impartial advice and help you arrange life insurance coverage that delivers the level of protection you need.

How much is your property worth?

Our estate agents can provide you with a realistic and reliable valuation for your property. We’ll assess its location, condition, and potential when providing a trustworthy valuation. Books yours today.

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